NOW Account

$1000 Minimum Deposit

$1,000 Minimum deposit is required to open a Now Account. A maintenance fee of $8 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle. The maintenance fee will not be imposed if you maintain an average daily balance during the statement cycle of $7,000 or greater.

Interest:

Interest will compound monthly and will be credited to your account on a monthly basis.

Unlimited Checking

Write as many checks as you like. With your Now Account, there are no per check charges.

Internet Banking

NetTeller, our internet banking product, is included with your Now Account at no charge. Access your account online to:

View all of your account balances and transactions.
Transfer money between your accounts.
Make loan payments.
View and print monthly statements.
Enter stop payment request.
Request a formal statement.
Reorder checks.
Download account information to your personal computer for use in software programs (e.g. Quicken).

Online Bill Payment

Online Bill Payment is only $4.95 a month with your Now Account. Pay bills or make payments, 24 hours a day, 7 days a week. Loan payments, insurance premiums, utilities, credit cards and many other bills can be easily paid using bill pay. Paying bills electronically can reduce your monthly cost associated with purchasing checks and postage. Payments can be scheduled as a one time payment or recurring based on your needs. Recurring payments can be for a fixed or variable amount. With Bill Pay, you can create your own list of payees, view a list of bills scheduled to be paid, view a history of payments, and much more.

Monthly Bank Statements with an Image of Canceled Checks

A formal bank statement reflecting your account activity will be mailed to you each month. An image of your canceled checks will be included. You can also request to have your statement emailed to you.

ATMs Available 24 Hours

We have 7 convenient locations to serve you 24 hours a day, 7 days a week. There are no transaction fees when you use our convenient ATMs.

Free Automatic Funds Transfers

We can transfer funds from your account to make monthly loan payments or just transfer funds to another account of your choice. Transfers can be daily, weekly or monthly. No initial set up charge or transaction fees.

Free Notary Service

Use our notary service at no charge. We'll be happy to notorize your official documents.

Free Bank-by-Mail

Deposit by mail, and save time and trouble. Receive all the deposit tickets and mailers you need at no additional charge.

Visa® Debit Card

The Visa® Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write a check. You can purchase groceries, gas, anything else where Visa® is accepted. Plus, the Visa® Debit Card performs all the functions of an ATM card. Visa® Debit Cards are subject to credit approval.

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PLEASE CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES FOR MORE INFORMATION ON OUR NOW ACCOUNT.

In Caruthersville:

Amy Chalk
Customer Service Officer
573-575-4546
achalk@fsbtrust.com

Customer Service Representatives
Derenda Young
573-575-4527
dyoung@fsbtrust.com
Sonja Hopkins
573-575-4525
shopkins@fsbtrust.com

In Dexter:

Customer Service Representatives
Dorothy Hooten
573-624-3919 x3100
dhooten@fsbtrust.com
Brenda Garner
573-624-3919 x3101
bgarner@fsbtrust.com

In Hayti:

Customer Service Representatives
Carlotta Camp
573-359-1244 x4102
ccamp@fsbtrust.com
Connie Mulliniks x4104
573-359-1244 x4104
cmulliniks@fsbtrust.com

In Portageville:

Deborah Jackson
Customer Service Representative
573-379-5735 x5101
djackson@fsbtrust.com

In Sikeston:

Linda Scott
Customer Service Officer
573-472-2424 x2119
lscott@fsbtrust.com

Customer Service Representatives
Katy Hart
573-472-2424 x2116
khart@fsbtrust.com