First Free Checking

First Free Checking

This is a simple free checking account that is bundled with the most popular electronic payment methods available today in one convenient product to streamline your monthly bill paying function helping you save time and money.

A basic checking account that is FREE!

  • No minimum balance.
  • No monthly service charge.
  • No per check charges.
  • Unlimited check writing.
  • First order of checks free.
  • Free statement without images or an electronic statement.

Just $50 required to open

The minimum balance required to open this account is only $50.

View an image of your paid checks online

With First Free Checking you will have access to your account and checks online. View paid checks and monthly statements online at your convenience. Or you may receive a statement in the mail without check images.

Internet Banking

NetTeller, our internet banking product, is included with First Free Checking at no charge. Access your account online to:

  1. View all of your account balances and transactions.
  2. Transfer money between your accounts.
  3. Make loan payments.
  4. View and print monthly statements.
  5. Enter stop payment request.
  6. Request a formal statement.
  7. Reorder checks.
  8. Download account information to your personal computer for use in software programs (e.g. Quicken).

Online Bill Payment

Online Bill Payment is free with First Free Checking. Pay bills or make payments, 24 hours a day, 7 days a week. Loan payments, insurance premiums, utilities, credit cards and many other bills can be easily paid using bill pay. Paying bills electronically can reduce your monthly cost associated with purchasing checks and postage. Payments can be scheduled as a one time payment or recurring based on your needs. Recurring payments can be for a fixed or variable amount. With Bill Pay, you can create your own list of payees, view a list of bills scheduled to be paid, view a history of payments, and much more.

Automatic Bill Service

With First Free Checking, we will complete all the necessary paperwork to have your utility bills paid from your checking account each month so you don't have to worry about paying your utility bills on time. With our automatic bill service, the bills will be paid automatically from your checking account. No need to write checks or purchase stamps. The utility company will still send you a bill. Just deduct the bill amount from the balance in your register and it's done.

Direct Deposit

Have your paycheck, Social Security, and Supplemental Security Income payments sent directly to your account with Direct Deposit. Many employers are now using Direct Deposit to pay their employees. There are no initial set up fees or transaction fees for Direct Deposit.

Automatic Funds Transfer

We can transfer funds from your account to make monthly loan payments or just transfer funds to another account of your choice. Transfers can be made daily, weekly, monthly, quarterly or annually. There are no initial set up charges or transaction fees.

ATMs Available 24 Hours

We have 7 convenient locations to serve you 24 hours a day, 7 days a week. There are no transaction fees when you use our convenient ATMs.

ATM Card

Use your ATM card to access cash in your account 24 hours a day, 7 days a week at many locations in the U.S. Just look for the Pulse or Plus logos. Use your ATM card to purchase gas and make purchases at any merchant that accepts Interlink transactions. Just look for the Interlink logo. ATM cards are subject to credit approval.

Visa® Debit Card

The Visa® Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write a check. You can purchase groceries, gas, anything else where VISA® is accepted. Plus, the Visa® Debit Card performs all the functions of an ATM card. Visa® Debit Cards are subject to credit approval.

Bank Easy with the Be Line

Call your local First State Bank & Trust "Be Line" for 24/7 banking by phone.

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PLEASE CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES FOR MORE INFORMATION ON FIRST FREE CHECKING.

In Caruthersville Contact:

Amy Chalk
Customer Service Officer
(573) 575-4546
achalk@fsbtrust.com

Customer Service Representatives
Sonja Hopkins
(573) 575-4525
shopkins@fsbtrust.com
Derenda Young
(573) 575-4527
dyoung@fsbtrust.com

In Dexter Contact:

Customer Service Representatives
Brenda Garner
(573) 624-3919 x3101
bgarner@fsbtrust.com
Dorothy Hooten
(573) 624-3919 x3100
dhooten@fsbtrust.com

In Hayti Contact:

Customer Service Representatives
Carlotta Camp
(573) 359-1244 x4102
ccamp@fsbtrust.com
Connie Mulliniks
(573) 359-1244 x4121
cmulliniks@fsbtrust.com

In Portageville Contact:

Deborah Jackson
Customer Service Representative (573) 379-5735 x5101
djackson@fsbtrust.com

In Sikeston Contact:

Linda Scott
Customer Service Officer
(573) 472-2424 x2119
lscott@fsbtrust.com

Customer Service Representatives
Katy Hart
(573) 472-2424 x2116
khart@fsbtrust.com