Website Terms of Use Disclaimer

Please read these terms, conditions, and disclaimers carefully before using First State Bank and Trust Company Inc.’s (herein referred to as "FSB Trust", “FSBTrust.com”, "we", "us", and/or "our") website. The User’s (herein referred to as “You” or “Your”) use of this website means you agree to all and are bound by all our terms and conditions. We may change these conditions without notice at any time, and it is up to you to periodically review them. Should you choose to view and use this website after these changes are made regardless if you have read the revised Terms of Use/Privacy Policies CONSTITUTES YOUR ACCEPTANCE OF THE AGREEMENT AS CHANGED.

Use of this Web Site

Although FSB Trust tries to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies, numerical inaccuracies or typographical errors. We may change the products, services, and any other information described on this site at any time without notice. The information published on this site is provided as a convenience to you and is for informational purposes only. You should verify all information before relying on it and decisions/transactions based on information contained in our site are your sole responsibility. If you need specific details about any information/transactions contained in our site, you should contact FSB Trust at 573-333-1700 or send us an electronic message to ebanking@fsbtrust.com.

Users should recognize that their use of the Internet, including FSBTrust.com, is solely at their own risk. All users are urged to exercise caution when conveying or downloading information over the Internet. FSB Trust has no responsibility or liability for the security of information transmitted via the Internet.

FSB Trust controls and maintains this site from the United States of America and the State of Missouri and makes no representation that materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with all applicable local, state/province & country’s laws.

All of the information on this web site, including all images and content, is copyrighted material of First State Bank and Trust Company Inc., except as otherwise indicated. You may not copy, download, republish, distribute or reproduce any of the information contained on this web site in any form without the prior consent of First State Bank and Trust Company Inc. unless otherwise indicated.

Products and Services

The products and services referred to on this web site are offered by or through FSB Trust or its subsidiary or affiliate entities. The products and services and the applicable terms and conditions for them may change at any time without notice. There may be certain eligibility requirements for these products and services and they may not be available in all geographic areas.

Other Sites

This site may contain links to other sites on the Internet. These links are provided for your convenience. Links to another site do not constitute FSB Trust’s approval or endorsement of that site or its products or advertisements, nor do we take any responsibility for their accuracy or functionality.

Exclusion of Warranties

FSB Trust makes no warranties or representations as to the accuracy or completeness of the information contained on this web site. This information and the products and services are provided "as is" "as available" without any warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Neither FSB Trust, nor any of its subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the information contained in this web site or any information transmitted via this web site. First State Bank and Trust Company Inc. is not liable for any damages or losses that may be caused to any equipment and any other hardware & software due to any viruses, defects or malfunctions in connection with access or use of this web site.

FURTHERMORE, FSB Trust will not be liable for any difficulty in use, or for the incompatibility between this website and your web browser or other site accessing program. Nor will FSB Trust be liable for any other problems you experience due to causes beyond our control.

E-mail

Any communication or material you transmit to us via the site or electronic mail will be treated as confidential and may be used only by FSB Trust for the purposes described in our privacy policy. All information submitted to our website through email, transactions, or online forms shall be considered and remain the property of FSB Trust; this information will only be used internally or as allowed by law. Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information such as account numbers or social security numbers to us by e-mail because the email may not be secure. If you choose to send any confidential information to us via e-mail, you accept the risk that this information may be intercepted by a third party.