Get LifeLock™ Credit Protection Through FSBTrust!
LifeLock™ is a credit protection service that places and maintains fraud alerts at the major credit reporting agencies on behalf of subscribers.
LifeLock™ Annual Fees:
Direct with LifeLock™: $110.00
Special First State Bank Customers’ Price: $99.00*
Children: $25.00
Where can identity theft take place?
- Your trash (always try to shred personal papers).
- Online at home (use protective software).
- When purchasing anything - groceries or even that morning donut and cup of coffee.
- ATM machines (protect your PIN).
- Giving out information over the phone.
Juvenile Identity Theft – New Disturbing Trend
- Thieves obtain and utilize a child’s name and social security number to gain credit.
- Often parents find out only after thousands of dollars in purchases have been incurred.
- No one knows until you receive a bill or phone call about the money owed.
Here's how LifeLock™ works:
- LifeLock™ will place fraud alerts with the credit bureaus. Creditors are required to verify your identity before opening any new lines of credit, issuing new cards or increasing your card limits.
- LifeLock™ renews these fraud alerts every 90 unless instructed by you not to.
- LifeLock™ works to remove your name from pre-approved credit card and junk mail lists (within 30-60 days).
- LifeLock™ provides free credit reports annually.
- WalletLock™ is a special program that comes with your membership. WalletLock™ assists you with a lost or stolen wallet, including contacting credit card companies, document issuing companies & the steps to replace these items.
- LifeLock™ works to shut down potential identity threats with two programs - eRecon™ and TrueAddress™. eRecon™ monitors known fraud websites where consumers’ personal information is being bought/sold and traded over the internet and TrueAddress™ monitors changes of address for their subscribers that will notify you if someone files a change of address using your information.
- If your identity is stolen while a member of LifeLock™, they will do whatever it takes to recover your good name and will spend up to $1,000,000 to do it.
Your Locks are set:
Every time you apply for new credit or someone tries to do something with your credit: you should receive a phone call from the bank asking if you are actually the person applying for credit.
The only inconvenience you may experience will be the inability for immediate credit. Examples would be: when purchasing an auto at a dealer using their financing and department stores solicitations for credit cards with offers for discounts.
Click on the Lifelock™ logo or call your FSB customer service representative about LifeLock™ through First State Bank & Trust today!
*You must sign up for LifeLock™ through First State Bank & Trust in order to receive the discount.
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PLEASE CLICK ON THE LIFELOCK™ AD TO SIGN UP ONLINE OR CONTACT ONE OF OUR CUSTOMER SERVICE REPRESENTATIVES TO SIGN UP IN PERSON OR BY PHONE.
In Caruthersville Contact:
Amy Chalk
Customer Service Officer
(573) 575-4546
achalk@fsbtrust.com
Customer Service Representatives
Sonja Hopkins
(573) 575-4525
shopkins@fsbtrust.com
Derenda Young
(573) 575-4527
dyoung@fsbtrust.com
In Dexter Contact:
Customer Service Representatives
Brenda Garner
(573) 624-3919 x3101
bgarner@fsbtrust.com
Dorothy Hooten
(573) 624-3919 x3100
dhooten@fsbtrust.com
In Hayti Contact:
Customer Service Representatives
Carlotta Camp
(573) 359-1244 x4102
ccamp@fsbtrust.com
Connie Mulliniks
(573) 359-1244 x4121
cmulliniks@fsbtrust.com
In Portageville Contact:
Deborah Jackson
Customer Service Representative
(573) 379-5735 x5101
djackson@fsbtrust.com
In Sikeston Contact:
Linda Scott
Customer Service Officer
(573) 472-2424 x2119
lscott@fsbtrust.com
Customer Service Representatives
Katy Hart
(573) 472-2424 x2116
khart@fsbtrust.com